In this article, we are going to answer all questions regarding “banks taking ripped or torn checks”.
As usual, the best answers are summarized below:
* When it comes to a ripped check - it really depends if the bank will approve cashing it out. Tape it together and go to a cashier in the bank.
* The bank may decide to reject a ripped or torn check if the signature or the amount is torn.
* Get your ID and show it to a cashier in a bank. Explain what happened and show the check.
* You could try and tape the check together and then show it to the cashier.
* The most important part of a check is the signature and the amount – make sure those are clearly visible and undamaged.
* The account number is also important - make sure it is clearly visible and undamaged.
* Call your bank first and explain the situation. If they tell you they will reject the check still go and visit them and insist they accept the check.
* If you tape the check make sure you use transparent tape so the information is clearly visible.
* Do not rip your check into very small pieces – the bank will not accept it this way.
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